Thank you for joining the Personal Financial Guide!
We are here to provide you with information for your journey to a better financial future.
Digital Declutter: Save Money by Cleaning Up Your Apps and Accounts
When people think about decluttering to save money, they usually picture closets, kitchen cabinets, or garages. But in today’s world, one of the most overlooked sources of financial clutter isn’t physical—it’s digital. Your phone, inbox, and online...
Are You Emotionally Overspending? Here’s How to Tell
Not all spending is rational. In fact, a surprising amount of it has nothing to do with what we need or can afford. Whether it’s stress after a long day, boredom on a quiet weekend, or even celebration after a success, emotions often sneak into the...
How to Build a Rainy Day Fund from Scratch
Most people aren’t financially derailed by massive emergencies—they’re tripped up by the small stuff. A car repair. A missed paycheck. A vet bill. These aren't budget-shattering expenses, but when you don’t have cash on hand to cover them, they can...
Do You Really Need That? A Guide to Mindful Spending
Every purchase starts with a thought. Sometimes it’s a necessity, sometimes a reward, and often it’s something in between. But in a world designed to make spending feel effortless, that tiny thought—“Do I really need this?”—gets buried fast....